Privacy Policy

Last Updated: April 6, 2025

1. Introduction

At GhostPay, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our service.

2. Information We Collect

We collect information that you provide directly to us when you:

  • Register for an account
  • Use our services
  • Contact customer support
  • Participate in surveys or promotions

This information may include:

  • Name, email address, and phone number
  • Billing information and payment details
  • Transaction history and usage data
  • Communications with our customer service team

3. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve our services
  • Process transactions and send related information
  • Send you technical notices, updates, and support messages
  • Respond to your comments and questions
  • Develop new products and services
  • Detect, investigate, and prevent fraudulent transactions and other illegal activities
  • Comply with legal obligations

4. AI-Powered Spending Analysis

Our AI-powered spending analysis feature processes your transaction data to provide insights into your spending habits. This data is used solely to provide you with personalized insights and is not shared with third parties for marketing purposes.

5. Data Security

We implement appropriate technical and organizational measures to protect the security of your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Data Sharing and Disclosure

We may share your information with:

  • Service providers who perform services on our behalf
  • Financial institutions and payment processors to facilitate transactions
  • Legal authorities when required by law or to protect our rights

7. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

  • Access to your personal information
  • Correction of inaccurate or incomplete information
  • Deletion of your personal information
  • Restriction or objection to processing
  • Data portability

8. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our service and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: info@ghostpay.cards
Phone: +91 9883784734
Address: Champadanga College Road, Hooghly, West Bengal - 712401, India